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Get Free Tucson, Oro Valley, Marana and Vail Area School Reports From a Local Expert, Quickly by Email Everyone offers free school reports. Me too! Plus I offer more. As a Tucson, Oro Valley, Marana and Vail real estate agent, I can tell you things about the schools that no report generated by a computer will ever know. Remember, I consult with people moving to the Tucson, Oro Valley, Marana and Vail, Arizona area on a daily basis. It's my job to know, and my job to tell you. Call me for a first-hand experience of the local schools. Or fill out this form to send me a message right now. It's free and without obligation. I'll get back to you immediately with a phone call, a free report, or a brochure from a local school... What ages are your children? I'll tell you what your choices are for schools in the Tucson, Oro Valley, Marana and Vail area. It's my job to help! There's no obligation, and I promise to get back to you quickly... 
Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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| Q |
What unique contribution did the town of Flushing, New York make to the American home?
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| A |
The flush toilet was invented in Flushing. |
See More Real Estate Trivia > |
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